IMPORTANT – PLEASE READ CAREFULLY

Before accessing, installing, or using any part of the website located at www.lendinghubnetwork.com

and any linked subdomains, mobile applications, services, tools, content, documentation, or information (collectively, the “Site” and “Services”), you agree to be bound by these Terms of Use (“Terms”). These Terms form a legally binding contract between you and Lending Hub Network, LLC (“Lending Hub Network,” “we,” “us,” or “our”). aka “Lending Hub”

By accessing or using this Site or the Services, you accept and agree to be bound by all Terms and all incorporated policies (including our Privacy Policy). If you do not agree to all of the Terms, you must immediately discontinue use of the Site.

These Terms include an arbitration agreement and waiver of class actions that affect your rights to resolve disputes. 

1. Ownership of Site; Acceptance of Terms

The Site is owned and operated by Lending Hub Network, LLC. These Terms govern your access to and use of the Site and Services. Your access and use constitute acceptance of these Terms and our Privacy Policy. 

2. Eligibility; Minors

The Site and Services are intended for use by individuals who are at least 18 years of age (or the minimum age of majority in your jurisdiction) and legal residents of the United States. By using the Site or applying for Services, you represent that you meet these eligibility requirements. 

3. Permitted Use; Intellectual Property

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site solely in compliance with these Terms. All content on the Site—including text, graphics, logos, images, and software—is the property of Lending Hub Network or its licensors and protected by intellectual property laws. You agree not to copy, modify, distribute, sell, or exploit the content without express written permission.

4. International Users

The Site and Services are controlled and operated from the United States. If you access the Site from outside the U.S., you are responsible for compliance with all applicable local laws.

5. Indemnification

You agree to indemnify, defend, and hold harmless Lending Hub Network, its officers, directors, employees, agents, and third-party providers from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site, violation of these Terms, or infringement of any third-party rights.

6. Arbitration; Binding Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY.

Except for certain types of disputes (such as small claims), you and Lending Hub Network agree that disputes arising out of or relating to these Terms, the Site, or Services will be resolved by final and binding arbitration rather than in court. This includes claims arising under contract, tort, statute, fraud, misrepresentation, or any other legal theory.

The arbitration will be conducted on an individual basis; class arbitrations, class actions, and representative actions are not permitted.

7. Jury Trial Waiver

To the fullest extent permitted by law, you and Lending Hub Network waive any right to a trial by jury in any dispute arising from or relating to these Terms, the Site, or Services. 

8. Liability Disclaimer; Limitation of Liability

THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED. Lending Hub Network DOES NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF THE SITE OR ANY CONTENT. YOU EXPRESSLY AGREE THAT USE OF THE SITE IS AT YOUR SOLE RISK.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Lending Hub Network AND ITS THIRD-PARTY PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

DEBT RELIEF DISCLOSURE

9. Termination; Access Restriction; Governing Law

We may terminate or suspend your access to the Site at any time, without notice, for any reason. These Terms are governed by the laws of the State of [Your State], without regard to choice of law principles. Venue for disputes not subject to arbitration will be in the state or federal courts located in [County, State]. 

10. SMS and Electronic Communications

By providing your phone number or email, you consent to receive communications relating to your use of the Site, Services, updates, and offers as permitted by law. Message and data rates may apply. You may opt out of SMS communications following the instructions provided in any message. 

11. Changes to Terms; Modifications

We may modify these Terms at any time. Updated Terms will be effective upon posting on the Site. Your continued use of the Site after changes indicates acceptance of the updated Terms.

12. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect information. By using the Site, you consent to our data practices as described in the Privacy Policy.

13. Links to Third-Party Sites

The Site may contain links to third-party websites. We do not control and are not responsible for the content or privacy practices of those sites.

14. Security

We use industry-standard security measures to protect your information. However, no system can be guaranteed completely secure, and we disclaim any liability for unauthorized access or breaches.

15. Contact Information 

If you have questions about these Terms, you may contact:

• Lending Hub Network, LLC
• Address: 19800 MacArthur Blvd Suite 300, Irvine, CA 92612
• Email: support@lendinghubnetwork.com
• Phone:888-718-6603