1. Company Information

• Lending Hub Network Inc.
• 19800 MacArthur Boulevard, Suite 300
• Irvine, CA 92612
• Phone: 888-718-6603
• NMLS ID: 2475169

2. Nature of Services

Lending Hub Network Inc. is not a lender or creditor. Lending Hub Network does not originate, fund, underwrite, service, or extend credit.

Lending Hub Network operates as a marketing lead generation and loan referral platform. Our services consist solely of collecting consumer information and facilitating its submission to unaffiliated, licensed third-party lenders that may offer consumer loan products.

3. Lending Hub Network:

• Does not make credit decisions
• Does not determine consumer eligibility 
• Does not select, rank, recommend, endorse, or steer consumers to specific lenders or loan products
•  Does not negotiate loan terms on behalf of consumers
•  Does not provide financial, legal, or credit advice

All credit decisions, loan terms, interest rates, fees, and repayment obligations are determined exclusively by the originating lender.

4. Licensing Disclosure

Lending Hub Network holds or may hold licenses where required to perform referral and marketing services. Lending Hub Network does not act as a loan broker where licensure as a broker is required and does not engage in activities that would require lender licensure unless properly authorized.

Loan products are offered and originated by unaffiliated third-party lenders that are independently licensed and authorized to operate in the consumer’s state of residence.

Loan availability, terms, and conditions may vary by applicant and jurisdiction and are subject to lender approval and applicable law.

5. Example Third-Party Lenders

Participating lenders may include, but are not limited to: 

• Kuber Financial, LLC
• NMLS ID: 1735696
• California Finance Lender License: 60DBO58789

Lender participation may change at any time, and Lending Hub Network does not guarantee that any lender will extend an offer of credit.

6. Geographic Availability

This website and the services offered through it are intended only for residents of jurisdictions where participating lenders are authorized and licensed to offer consumer loans of the applicable type.

•  This service is void where prohibited by law.
•  No Fees Charged by Lending Hub Network
•  Lending Hub Network does not charge consumers any fees for its referral or lead-generation services.

Any fees associated with a loan—including origination fees, interest, late fees, or other charges—are determined solely by the originating lender and will be disclosed to consumers as required by law prior to loan consummation.

7. Fair Credit Reporting Act (FCRA) Disclosure

Some consumers may receive prescreened offers of credit based on information contained in their consumer credit report, as permitted by the Fair Credit Reporting Act (FCRA).

8. Lending Hub Network:

Does not obtain, review, or evaluate consumer credit reports for credit decisioning

• Uses prescreened information solely to present potential credit opportunities
•  Does not take adverse action based on consumer report data

Consumers may opt out of prescreened credit offers by calling 1-888-5-OPT-OUT (1-888-567-8688) or visiting www.optoutprescreen.com

9. Relationship to Other Services

Lending Hub Network operates independently and does not provide debt relief, debt settlement, credit repair, or credit counseling services through this website.

Any such services, if offered by separate entities, are subject to separate agreements, disclosures, and consumer consent. 

10. Legal Disclaimer

Lending Hub Network makes no representations or warranties regarding loan approval, loan terms, or the availability of any specific loan product. Consumers are solely responsible for reviewing and understanding all loan documents provided by third-party lenders before entering into any agreement.

11. Contact Information

For questions regarding licensing, legal disclosures, or the nature of our services, contact:

•  Lending Hub Network Inc.
• 19800 MacArthur Boulevard, Suite 300
• Irvine, CA 92612
• Phone: 888-718-6603